The insurance industry has lost millions of dollars in mold claims in recent years, including the landmark $32 million settlement, Ballard v. Farmers Insurance Group in 2001.

As a result, some policies now exclude mold claims entirely, while others have ceilings of as little as $1000.

Unfortunately, not only can a mold claim result in higher premiums, the claim is reported to a nationwide database, the Comprehensive Loss Underwriting Exchange (CLUE). This can sometimes pose a problem in obtaining insurance on the affected property.

Therefore we provide total confidentiality. It is our strict policy to limit distribution of any and all information obtained in our investigations to you, the purchaser only.